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Enrolment in Ethiopia’s community based health insurance scheme

Abstract: 

In June 2011, the Government of Ethiopia rolled out a pilot Community Based Health Insurance scheme (CBHI). This paper assesses scheme uptake. We examine whether the scheme is inclusive, the role of health status in inducing enrolment and the effect of the quality of health care on uptake. By December 2012, scheme uptake had reached an impressive 45.5 percent of target households. We find that a household’s socioeconomic status does not inhibit uptake and the most food-insecure households are substantially more likely to enrol. Recent illnesses, incidence of chronic diseases and self-assessed health status do not induce enrolment; there is a positive link between past expenditure on outpatient care and enrolment. A relative novelty is the identification of the quality of health care on enrolment. We find that the availability of medical equipment and waiting time to see a medical professional play a substantial role in determining enrolment. Focus group discussions raised concerns about the behaviour of health care providers who tend to provide preferential treatment to uninsured households. Nevertheless, the start of the pilot scheme has been impressive and despite some concerns, almost all insured households indicate their intention to renew membership and more than half of uninsured households indicate a desire to enrol. While this augurs well, the estimates suggest that expanding uptake will require continued investments in the quality of health care

Corporate Author: 
Ethiopia Economics Association (EEA)
Publisher: 
Ethiopia Economics Association (EEA)
ISBN/ISSN: 
978-99944-54-40-2
Primary Descriptors: 

social exclusion - Ethiopia

Secondary Descriptor: 

Geographic Descriptors: 
Ethiopia
Cataloge Date: 
03/10/2015
Broad Subject heading: 
health insurance - Ethiopia
Call Number: 
330.963PRO2014
Serial Key Title: 
Proceedings of the Fifth Regional Conference of the Amhara Regional State Economic Development
Publication catagory: 
Content type: 
Publication date: 
2014-08-04 00:00:00
Place of publication: 
Addis Ababa, Ethiopia
Type of material: 
Book
Current frequency: 
Annually
Chapter conference: